Accidental Medical Expense Insurance
My Choice Members get the following accident medical expense and accidental death and dismemberment coverage:
- Up to $1,500 accident medical expense coverage paid after $100 deductible per occurrence for all medical expenses incurred as a result of a covered accident.
- $5,000 cash benefit paid in the event of death caused by a covered accident.
- Up to $5,000 paid in the event of accidental dismemberment, which is paid in addition to amounts covered under the accident medical expense benefit (see included policy certificate for specific coverages).
Doctor & Therapist Visits By Email Or Phone
The Doctor will see you now!
MDLiveCare is the newest and most advanced healthcare delivery system in America, providing members with phone and e-mail access to board-certified physicians 24 hours a day, 7 days a week, 365 days a year. Individuals and families can connect instantly with a network of U.S. based, state-licensed, physicians for information, diagnoses, and treatment recommendations. Physicians may also prescribe medication when appropriate for common, non-emergency conditions. MDLiveCare redefines traditional healthcare delivery by harnessing the power of digital telephony and the Internet. The result: Americans nationwide can now experience real-time, quality physician care – anytime, anywhere, and for anyone.
Physician inquiries are UNLIMITED and FREE OF CHARGE for all HCCUA Members!
Unless otherwise noted, members will receive two annual doctor consultations free of charge, and can purchase additional consultations for $35 each.
For Members in our Complete Choice Enhanced 3300 and 6600 Programs, doctor consultations are unlimited and free of charge.
For Members in our Easy Choice Program, the number of free consultations depends on the plan type:
| Individual | 4 free consultations |
| Single Parent or Couple | 8 free consultations |
| Family | 12 free consultations |
Why use MDLiveCare?
- On-demand healthcare - Wherever and whenever you need, as often as you need. 24/7/365 Access.
- Save Money - Save hundreds or thousands of dollars by avoiding unnecessary doctors' office or ER visits.
- Save time - Avoid waiting for an appointment or sitting in the doctor's office.
- Our network of physicians - U.S. based, licensed, board-certified, and experienced.
When to use MDLiveCare - Your Primary Care physician is not available
- Requesting prescription medication or a refill*
- After normal business hours, nights, weekends
- For non-emergency medical issues & questions
- Traveling and need medical advice
Using MDLiveCare
You can talk to a doctor over the phone or ask questions and get advice privately using secure E-mail.
Common Conditions we Treat
- Acid reflux
- Acne
- Allergies
- Asthma
- Birth control
- Family planning
- Bladder infection
- Bronchitis
- Cellulites
- Cold & Flu
- Congestive heart failure
- Constipation
- Diarrhea
- Diabetes
- Erectile dysfunction
- Gout
- Hair Loss
- Headache
- Heart problems
- Heartburn
- Hemorrhoids
- High blood pressure
- Infections
- Joint ache & pains
- Nausea
- Pneumonia (mild)
- Rashes
- Shingles
- Sinus conditions
- Sore throat
- Stable herpes
- Thyroid conditions
- Urinary tract infection
- Yeast infection
- Pediatric Care (Ages 2yrs and up)
- Cold & Flu
- Constipation
- Ear infection
- Fever
- Nausea
- Pink eye
- Stomach viruses
- Vomiting
- Mental Health
- Anxiety
- Addictions
- Depression
- Marriage and Family
- Eating Disorders
- Life Coaching
- Substance Abuse
- Smoking Cessation
Prescriptions
MDLiveCare is integrated with SureScripts for the delivery of electronic prescriptions to the pharmacy of your choice. With over 57,000 pharmacies to choose, your prescriptions are sent instantly to the pharmacy of your choice as soon as your consultation is over. If for any reason your pharmacy is unable to receive e-prescriptions, a traditional prescription is generated for our physicians to sign and fax. The prescription is fully compliant and includes all required information.
Prescription Policy
Physicians providing consultations for MDLiveCare members offer prescriptions for a wide range of products that deliver direct medicinal value. These include, but are not limited to, drug classes such as antibiotics and antihistamines. Convenience prescriptions for maintenance medicines may also be obtained in cases where a member is in transition to a new insurance plan or doctor.
It is important to note that MDLiveCare is not a drug fulfillment warehouse. Prescriptions will only be issued when indicated and approved by a physician. In the event a physician does prescribe medication, he/she will usually limit the supply to no more than thirty days. Patients with chronic illnesses should visit their primary care physicians or other specialists for extended care. MDLiveCare physicians do not issue prescriptions for substances controlled by the DEA, for non-therapeutic use, and/or those which may be harmful (potential for abuse or addiction). For a current list of DEA controlled substances, visit: http://www.deadiversion.usdoj.gov/schedules
Prescribed Diagnostic Tests
Your physician might request tests to assist with your healthcare. Diagnostic tests help physicians detect diseases earlier, prescribe therapies, and monitor results. MDLiveCare has a strategic alliance with LabCorp to provide this service. Choose from over 2,000 locations nationwide at your convenience.
LabCorp provides leading-edge medical laboratory tests and services through a national network of primary clinical laboratories and specialized Centers of Excellence.Important Notice: MDLiveCare is not health insurance and does not replace your primary care physician. MDLiveCare physicians do not prescribe controlled medications. If you have an emergency, please dial 911. All our services are HIPAA-Compliant.
Comprehensive Wellness Testing & Profile
We provide a comprehensive wellness profile at no additional cost to you! You get over 50 individual blood tests and a CWP lab report that provides a thorough bio-chemical assessment of most major organ systems of your body. The tests performed as part of the Comprehensive Wellness Profile include (NOT available to Members in NY, NJ, RI):
- Complete Blood Count (CBC)
- Live Panel
- Kidney Panel
- Fluids and Electrolytes
- Thyroid Profile w/TSH
- Minerals and Bone
- Lipid Profile(cholesterol. HDL, LDL, the risk ratio, triglycerides)
- Glucose (Diabetes)
This Comprehensive Wellness Testing & Profile is FREE OF CHARGE for all My Choice Members and spouses (if applicable).
MEDLINK Healthcare Networks
MEDLINK Healthcare Networks, Inc. is a specialized Managed Service Organization, offering through its strategic alliance with HCCUA and MDLiveCare a nationwide network of over 1800 diagnostic imaging facilities offering MRI, CAT Scans and PET Scans in 44 states the District of Columbia and Puerto Rico. HCCUA members realize significant cost savings receive exceptional services and are confident in knowing that they will obtain the best quality diagnostic services in a safe, environmentally comfortable facility.
Nationwide Toll Free Access is provided for member referrals to participating facilities. This referral process may also be accomplished via fax or our online referral system. MEDLINK’s experienced, professional staff screens the member, informs them of what to expect when they arrive for the test and together makes a determination of the most convenient facility that meets the needs of the member’s physician’s prescription for the ordered exam. MedLink contracts with participating providers to deliver an appointment for the diagnostic modality within 48-72 hours from the initial referral. MEDLINK’s goal is to turn around the written medical report to the referring provider in 24-48 hours following completion of the test.
MEDLINK maintains credentialing information on its providers using standards set forth by the National Committee for Quality Assurance (“NCQA”). This process assures you that HCCUA members will obtain the finest quality testing in a given geographic area.
MEDLINK is committed to quality services delivered in a positive, caring and uncomplicated manner. MedLink adds value through the timely, cost effective delivery of quality services. MedLink’s reliability, nationally recognized reputation, competitive pricing and client specific services is why HCCUA selected MedLink Healthcare Networks for the diagnostic imaging needs of its members.
Entertainment & Travel Discounts
Access to thousands of discounts and deals nationwide and in your backyard that give you big savings on things that you do every day, including:
- Dining Discounts
- Travel Savings
- Hotel Discounts
- Car Rental Discounts
- Events & Attractions
- Condominium Vacations
- Floral Savings
- Worldwide Shopping Discounts
- Family Recreation
- Golf
- Movies
- Dry cleaning
- Oil Changes
- Vacation Discounts
Whether you are going out to eat, shopping, traveling or simply running a few errands, you now have access to thousands of discounts and deals nationwide and in your backyard. Our deep discounts give you big savings on things that you do every day—from everyday activities like getting the oil changed and dry cleaning to once-in-a-lifetime family vacations. For details on how to use and access your benefits, log in to www.hccua.org using your member number and selected ZIP code. Simply select from the available categories and start saving!
You can use your Membership ID card to receive ongoing 20% savings (up to $25) and print out offers from the Member Benefits area of our site to receive deep savings of up to 50% and even buy-one-get-one free offers.
